Significant accidents or unfortunate events can quickly exhaust a policy’s coverage leaving you personally liable for the other party’s property damage, medical costs, lost wages and more.
Umbrella insurance provides an extra level of liability coverage. If you already have your home and auto policies with Colonial Insurance Agency, we can write umbrella liability limits of $1 million or $2 million. Your independent agent can determine whether umbrella insurance is appropriate for you and help you meet our underwriting requirements.
Talk with one of our agents today to find out how umbrella insurance can help protect you above and beyond what your normal insurance policy can cover. It’s easy and provides the additional protection needed to protect you and your family.
It may seem that all of this additional coverage would be expensive, but you may find the cost is very affordable. Your cost will depend on the options you select, but the typical umbrella policy starts at only $125 per year.
If any of the above situations happen to you, there’s a good chance your insurance policy limits might not be adequate.
Umbrella liability insurance can extend your liability coverage by adding an extra layer of protection above your homeowners, renters, condominium, watercraft and auto policy liability limits. It can better protect your assets (including future earnings) by providing additional protection in the event of a lawsuit.
One of our insurance advisors will reach out to you to review your information and present you with the appropriate umbrella insurance solution. There’s no obligation, just good-old-fashioned advice.
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With fewer boat, motorcycle or road trips in the RV happening in the fall and winter months, many wonder if