Umbrella insurance is known as peace of mind coverage. Today, lawsuits are everywhere. In instances of severe losses, whether it is a serious car accident or damaging dog bite, higher settlements are being paid out than ever before. Imagine if your policy limits were exhausted due to a severe loss that you were found liable for. Your personal assets are first in line when being pursued for your damages, and further down the line are your future wages. Remember, you don’t need to be a millionaire to be sued like one. Accidents happen, which is why our industry exists. Protect against the unexpected and inquire about an umbrella insurance policy with one of our agents. The minimum level of umbrella protection is $1 million and starts at about $125 per year.
Our agency encourages all of our personal and business clientele to consider purchasing an umbrella policy. One accident can change the financial stability of an individual or family forever. We encourage you to read our blog posting about why an umbrella policy is critical and please consider showing your young drivers the video documentary highlighting the dangers of texting and driving.