Motorcycle Insurance Wisconsin

Whether cruising along the Great River Road or weaving through the winding backroads of the Driftless Area, riding a motorcycle in Wisconsin is about freedom, adventure, and connection to the open road. At Colonial Insurance Agency, we ensure that your journey is backed by dependable protection, no matter where it takes you.

We know that motorcycle riders have different needs than car owners, and that no two bikes or riders are precisely alike. That’s why we offer custom motorcycle insurance coverage designed to protect your bike, gear, and most importantly, you. With over 40 years of experience serving Wisconsin residents, we work with top-rated insurance carriers to bring you the right balance of affordability and protection.

First Name

Last Name

Phone Number

Type of Coverage

How Did You Hear About Colonial Insurance Agency?

Your Message

Develop A Business Insurance Plan You Can Rely On

Property

Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster.

Liability

No matter the size and nature of your business, there are always uncertainties. We will work with you to determine your business risks and put together an insurance package that ensures protection.

Auto

Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring.

Worker's Comp

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses.

Crime

Every company is a potential target for crime. We’ll work with you to design insurance coverage that helps minimize your risk and protect your business.

Umbrella

Commercial umbrella insurance is designed to supplement your existing insurance policies, giving you an additional layer of protection for your business.

Errors & Omissions

Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll offer coverage that ensures that one simple mistake does not cause financial ruin.

Employment Practices

As an employer, you face a rising tide of employment practice litigation with various allegation issues. We will work with you to help you assess and manage your risk proactively.

Directors & Officers

Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We work with you to protect your organization’s important asset: your senior leadership.

Customized Motorcycle Insurance Coverage Options

Every motorcycle lifestyle deserves the right coverage, from solo weekend rides to daily commutes. At Colonial Insurance Agency, we help you build a policy that fits your style, bike, and budget.

Liability Coverage

Like auto insurance, motorcycle liability coverage is required by law in Wisconsin. It pays for injuries or property damage you cause to others in an accident. We help you choose coverage limits beyond the minimum, so you’re not left vulnerable if the unexpected happens.

Collision Coverage

Accidents can happen in a split second—whether it's a distracted driver or a patch of gravel. Collision coverage pays for damage to your bike, regardless of who’s at fault. This coverage helps get you back on the road without delay, from cosmetic repairs to complete replacements.

Comprehensive Coverage

Your motorcycle faces more risks than just traffic accidents. Comprehensive coverage protects against theft, fire, vandalism, hail, falling objects, and more. Whether your bike is stored in a garage or parked in a lot, we ensure you’re covered from the unexpected.

Uninsured/Underinsured Motorist Coverage

Not everyone you share the road with carries proper insurance. If you’re hit by a driver who doesn’t have enough coverage—or any at all—this protection steps in to help with medical bills and damages. It’s essential for riders, who are often more vulnerable in accidents.

Medical Payments Coverage

If you’re injured in an accident, medical payments coverage can help pay for your hospital bills, regardless of fault. This extra layer of protection offers peace of mind every time you ride.

Accessories and Custom Parts Coverage

Do you have custom handlebars, a chrome finish, or added saddlebags? We offer coverage for custom parts and accessories, so your upgrades and investments are protected, too. We'll help you account for every detail when setting up your policy.

Why Motorcycle Insurance Matters In Wisconsin

Riding in Wisconsin offers incredible views and unforgettable experiences, but it also comes with risks. Between unpredictable weather, wildlife crossings, and inattentive drivers, riders face more exposure than drivers in enclosed vehicles.

That’s why you need more than just the state-required minimum. You need motorcycle insurance that’s built with your lifestyle in mind. Whether you ride a cruiser, sport bike, touring bike, or scooter, Colonial Insurance Agency helps you stay protected from every angle. We walk you through your options, explain what matters most, and ensure you understand precisely what your policy covers.

Because we’re based in Wisconsin, we understand the unique challenges our roads and seasons can present.

What Our Clients Are Saying

Colonial Insurance Agency is committed to providing our clients with the exceptional service that they deserve.

Dan provides exceptional service and expertise! He tailors the perfect coverage to fit needs and budget, explaining everything clearly and promptly addressing any questions. I highly recommend him for anyone seeking reliable insurance guidance.

We have been with Colonial Insurance for many, many years and have received nothing but five-star service. Don and Dan MacLeod and their staff have been amazing to work with. Our two children are also with Colonial and are very happy as well.

Jack Larsen has done a great job quoting everything from auto, home, and business insurance for me and my family. He is professional, knowledgeable, and prompt with his communication and work. I would recommend Jack and Colonial for any and all insurance needs.

Protecting Your
Home. Work. Future.

Frequently Asked Questions

Is motorcycle insurance required in Wisconsin?

Yes, Wisconsin law requires all motorcycle owners to carry liability insurance. We recommend coverage that goes beyond the minimum so you’re fully protected in the event of an accident or lawsuit.

Can I get coverage for my gear and accessories?

Absolutely. Accessories and custom parts coverage can cover helmets, jackets, saddlebags, GPS units, and other gear. Let us know what you ride with, and we’ll ensure it’s included in your policy.

How can I lower my motorcycle insurance premium?

You can lower your premium by bundling policies (like auto or home), completing an approved motorcycle safety course, choosing a higher deductible, or storing your bike in a secure location. We’ll help you find and apply every available discount.

Does motorcycle insurance cover winter storage?

While your bike may be off the road during winter, it can still be damaged by fire, theft, or other hazards. Maintaining comprehensive coverage during storage protects your investment year-round.

Why choose Colonial Insurance Agency for motorcycle coverage?

We’re riders too—or we work with them every day. Our team offers honest advice, clear options, and access to multiple carriers so you get the best value. You’ll get a personalized policy backed by local service and decades of experience.

Get a Free Motorcycle Insurance Quote Today!

Your motorcycle deserves more than a cookie-cutter policy. At Colonial Insurance Agency, we take the time to understand your ride, habits, and goals. Whether you’re a weekend warrior or a daily commuter, we’ll help you build a policy that protects every mile.

Call us today at (262) 255-3770 or request a free quote online.

Colonial Insurance Agency specializes in all aspects of business and personal insurance. Contact us anytime for the best service and advice for all your insurance needs.

Motorcycle Insurance Wisconsin