Choosing the right homeowner insurance carrier and coverage can be difficult. Each person has a different set of exposures that relate to them and as a result, each person should be uniquely protected against those exposures. Because homeowner insurance isn’t a one size fits all industry, make sure that you have a policy tailored to protect against your specific exposures. Below is an infographic from West Bend Mutual Insurance. The infographic highlights the most common homeowner insurance claims. This will give you a good idea on what basic exposures almost every homeowner faces. Make sure to talk with your agent about any additional exposures that may apply. Whether you own a home, a condo, or rent an apartment, sit down and make a list of what liability and physical exposures you face. If you’re not sure or need advice, contact an agent at Colonial Insurance Agency.