Car Insurance
Wisconsin

Car insurance safeguards your peace of mind whenever you get behind the wheel.

At Colonial Insurance Agency, we understand your need for reliable coverage that fits your lifestyle and budget. As a trusted independent agency, we work with multiple carriers to find you the best possible policy at a competitive rate.

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Develop A Business Insurance Plan You Can Rely On

Property

Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster.

Liability

No matter the size and nature of your business, there are always uncertainties. We will work with you to determine your business risks and put together an insurance package that ensures protection.

Auto

Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring.

Worker's Comp

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses.

Crime

Every company is a potential target for crime. We’ll work with you to design insurance coverage that helps minimize your risk and protect your business.

Umbrella

Commercial umbrella insurance is designed to supplement your existing insurance policies, giving you an additional layer of protection for your business.

Errors & Omissions

Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll offer coverage that ensures that one simple mistake does not cause financial ruin.

Employment Practices

As an employer, you face a rising tide of employment practice litigation with various allegation issues. We will work with you to help you assess and manage your risk proactively.

Directors & Officers

Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We work with you to protect your organization’s important asset: your senior leadership.

Comprehensive Range Of Coverage Options

Every driver’s needs are different, so Colonial Insurance Agency offers a range of policy options to ensure proper protection.

Liability Coverage

Wisconsin law requires minimum liability coverage, but we believe in going beyond the bare minimum to protect you fully. Liability coverage pays for damages to someone else’s property or injuries to other parties if you’re found at fault in an accident. We help you decide on the right limits so you’re not caught underinsured if the unexpected happens.

Collision Coverage

Life doesn’t always go as planned on the road. Suppose you collide with another vehicle or object. Collision coverage steps in to pay for the damage to your car. This can include everything from fender benders to major collisions. Our team works to find a policy that balances affordability with ample protection.

Comprehensive Coverage

From falling tree branches to vandalism or theft, comprehensive coverage handles damages not caused by a collision. Living in Wisconsin means dealing with various weather conditions—hailstorms, heavy snow, and the occasional tornado. Comprehensive coverage protects you from these potential hazards, helping you get back on the road sooner.

Uninsured/Underinsured Motorist Coverage

Not everyone on the road has adequate insurance. If you’re in an accident with someone with little to no coverage, you might bear the financial burden of repairs and medical bills. Uninsured or underinsured motorist coverage helps cover these costs, giving you peace of mind.

Personal Injury Protection (PIP) Or Medical Payments

Although PIP isn’t mandatory in Wisconsin, adding medical payment coverage to your policy can help pay for your or your passengers’ medical bills following an accident, regardless of fault. We’ll walk you through this option so you can decide what’s best for you and your family.

What Our Clients Are Saying

Colonial Insurance Agency is committed to providing our clients with the exceptional service that they deserve.

Dan provides exceptional service and expertise! He tailors the perfect coverage to fit needs and budget, explaining everything clearly and promptly addressing any questions. I highly recommend him for anyone seeking reliable insurance guidance.

We have been with Colonial Insurance for many, many years and have received nothing but five-star service. Don and Dan MacLeod and their staff have been amazing to work with. Our two children are also with Colonial and are very happy as well.

Jack Larsen has done a great job quoting everything from auto, home, and business insurance for me and my family. He is professional, knowledgeable, and prompt with his communication and work. I would recommend Jack and Colonial for any and all insurance needs.

Protecting Your
Home. Work. Future.

Frequently Asked Questions

How do you know if you’re getting Wisconsin's best car insurance rate?

Comparing quotes across multiple insurers is often the best way to find a competitive rate. As an independent agency, we do this comparison for you. We examine each carrier’s coverage limits, deductibles, and discounts, then present you with your most cost-effective options.

What factors affect your car insurance premiums?

Several elements can influence how much you pay for car insurance in Wisconsin, including your driving record, vehicle type, location, and credit score. Insurers also consider the amount of coverage and deductible you choose. We help you explore various deductibles and coverage levels to make an informed decision without sacrificing protection.

Is car insurance mandatory in Wisconsin?

Yes, Wisconsin law requires drivers to carry minimum liability insurance for bodily injury and property damage. While meeting these legal standards is essential, having only the minimum coverage might leave you financially vulnerable if you’re involved in a major accident. We can explain your options and recommend increased limits or additional coverage types to protect you.

How do claims work with Colonial Insurance Agency?

Filing a claim can be stressful, but we’re here to guide you from start to finish. Once you report the accident, we’ll help you complete any necessary paperwork and coordinate with your insurance carrier. We will keep you updated on the status of your claim and answer any questions so you can focus on getting back on the road.

Why should you choose Colonial Insurance Agency for your car insurance needs?

At Colonial Insurance Agency, we combine local expertise with personalized service, ensuring you have coverage designed for Wisconsin’s driving conditions. You benefit from our relationships with multiple carriers, our commitment to straightforward communication, and ongoing support.

Get A Free Quote Today

Ready to experience car insurance that genuinely puts your needs first? Call us at (262) 255-3770 to speak with our experienced team. You can also visit our website to learn more about your coverage options or request a quote online.

We look forward to helping you find coverage that truly safeguards you and your loved ones, mile after mile.

Colonial Insurance Agency specializes in all aspects of business and personal insurance. Contact us anytime for the best service and advice for all your insurance needs.

Car Insurance
Wisconsin